AI agents

Bill Payment and Top-up Helper: what this AI agent does and how to use it

Guides customers through in-store bill payments, mobile top-ups and parcel lockers, and resolves failed transactions. Who it's for, the questions it answers, the data it needs and how to switch it on.

6 Nov 2026 · 2 min read

Try the Bill Payment and Top-up Helper live demo →

What it does

Most service questions are about orders, returns, stores and policies. These agents answer them from your own data and rules, so the answer matches what your store would say. The Bill Payment and Top-up Helper agent is the specialist for this job: guides customers through in-store bill payments, mobile top-ups and parcel lockers, and resolves failed transactions.

Who it's for

Your customers. It runs in the branded shopper assistant on your website (one line of code) or on a shareable link, and through the REST API in your own app or contact centre. Your team can also use it in the console Playground.

Questions it answers

Ask it in any of our languages, for example:

  • "My bill payment TXN-88231 was charged but not credited"
  • "My top-up didn't arrive, what do I do?"
  • "How do parcel lockers work?"

The live demo shows these as sample prompts in your language, on a fictional store's data.

How it works

  1. It understands the question in the language it was written in, even when your catalog is in another language.
  2. It looks things up with tools, never from memory:
  • Site_incidents
  • Search over your policies and faqs, with citations
  1. It answers from your data, in your brand voice and currency, and shows which tools it used.
  2. Rules stay in code. Prices, eligibility and permissions come from your data and settings; the agent explains them and can't invent them. Why this matters.

The data it needs

Site incidents, Knowledge docs. As soon as these tables are loaded, the agent is ready to switch on. Files can use your own column names: they're mapped automatically. See Connect your data.

Works well with

  • Customer Care: Answers policy questions from the retailer's own documents, checks orders and return eligibility.
  • Order Status (WISMO): "Where is my order?": status, dates and what happens next.
  • Store Locator: Nearest stores, live open/closed status in local time, hours and services.
  • Loyalty Assistant: Explains membership tiers and benefits and the member's own status.
  • Policy & FAQ Bot: Instant, cited answers from policies, FAQs and terms; the simplest deflection agent.

In the shopper assistant and the Playground, a router reads each message and hands it to the right agent, so connected agents work as one assistant.

Turn it on

  1. Load the data it needs.
  2. Install Bill Payment and Top-up Helper from the Agent catalog and add your own instructions (guide).
  3. Test it in the Playground, in every language you serve.
  4. Go live on your website or a link, or call it from your own app.

New to ServiceBuddy? Start with how onboarding works.

#bill payment and top-up helper#service#ai agent

See it on your own catalog. Explore the agents

Try it, and related AI Agent Buddies

💬 ● Live demo

Customer Care & Service

Bill Payment and Top-up Helper

Guides customers through in-store bill payments, mobile top-ups and parcel lockers, and resolves failed transactions.

For customers
Try it live →
💬 ● Live demo

Customer Care & Service

Customer Care

Answers policy questions from the retailer's own documents, checks orders and return eligibility.

For customers
Try it live →
🚚 ● Live demo

Customer Care & Service

Order Status (WISMO)

"Where is my order?": status, dates and what happens next.

For customers
Try it live →
📍 ● Live demo

Customer Care & Service

Store Locator

Nearest stores, live open/closed status in local time, hours and services.

For customers
Try it live →
⭐ ● Live demo

Customer Care & Service

Loyalty Assistant

Explains membership tiers and benefits and the member's own status.

For customers
Try it live →
📘 ● Live demo

Customer Care & Service

Policy & FAQ Bot

Instant, cited answers from policies, FAQs and terms; the simplest deflection agent.

For customers
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🛟 ● Live demo

Customer Care & Service

Complaint Triage

Understands a complaint, checks the order and policy, and replies with the right next step and urgency.

For customers
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🛠️ ● Live demo

Customer Care & Service

Warranty & Repairs

Explains what's covered for faulty items, checks the order dates and tells the customer what to do.

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Store & Service Operations

Agent Assist (human CX)

Drafts replies and next-best actions for human support agents, grounded in the customer, order and policy.

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⏰ ● Live demo

Store & Service Operations

Proactive Delay Notifier

Finds orders running late against the shipping promise and drafts apology messages before customers ask.

For your team
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Customer Care & Service

Refund Status Tracker

Tells customers where their refund is, when it will land and why it might be delayed.

For customers
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Store & Service Operations

Human handover summariser

Prepares a crisp case summary for a colleague taking over a customer, with the suggested fix.

For your team
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Customer Care & Service

Multilingual Customer Care

Answers orders, returns and policy questions in the shopper's own language, Arabic and Thai included.

For customers
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💬 ● Live demo

Customer Care & Service

Delivery Rescheduler

Checks an order's delivery status and explains the options to change the date, address or method.

For customers
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💬 ● Live demo

Customer Care & Service

Damaged Item Resolver

Handles items that arrived damaged or faulty: checks the order and policy and sets out the remedy.

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💬 ● Live demo

Customer Care & Service

Missing Parcel Investigator

Looks into parcels marked delivered but not received and explains the next steps and timelines.

For customers
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💬 ● Live demo

Customer Care & Service

Payment Issue Resolver

Explains payment methods, failed or double charges and refund timings for an order.

For customers
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💬 ● Live demo

Customer Care & Service

Return Label Helper

Checks if an item can be returned and walks the shopper through getting the label and dropping it off.

For customers
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💬 ● Live demo

Customer Care & Service

Account & Privacy Helper

Answers questions about accounts, personal data, marketing preferences and data deletion requests.

For customers
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💬 ● Live demo

Customer Care & Service

Returns Pickup Scheduler

Checks a return is eligible and explains how to book a courier pickup from home, with packing steps.

For customers
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💬 ● Live demo

Customer Care & Service

Delivery Preferences Helper

Explains delivery options for an order: safe place, neighbour, pickup point or store collection.

For customers
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💬 ● Live demo

Customer Care & Service

Size & Colour Exchange Helper

Checks if an item can be exchanged and finds the right size or colour in stock to swap it for.

For customers
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💬 ● Live demo

Customer Care & Service

Order Cancellation Helper

Checks whether an order can still be cancelled and explains the refund, or the return route if it's shipped.

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💬 ● Live demo

Customer Care & Service

Gift Return Helper

Helps people return or exchange a gift, with or without the receipt, without revealing the price paid.

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Customer Care & Service

Product Recycling & Take-back Finder

Tells customers how to recycle packaging and old products, and where take-back or donation points are.

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💬 ● Live demo

Customer Care & Service

Post-purchase Feedback Agent

Runs a short chat survey after an order, adapting follow-up questions to the answers, and passes issues on.

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Customer Care & Service

Delivery Slot Finder

Finds the earliest grocery delivery or collection slot near you and explains fees and the cut-off.

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Customer Care & Service

Order Amendment Assistant

Helps customers add, remove or change items in a grocery order and checks it is still before the cut-off.

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Customer Care & Service

Freshness Complaint Handler

Handles complaints about short-dated or poor-quality fresh items with refunds decided by the freshness promise.

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